Sehat Card Scheme, also known as Sehat Sahulat Program, is a health insurance program launched by the PTI-led federal government. As a developing country like ours, where millions of people lack access to basic health facilities, the introduction of the Sehat Insaf Card program represents a great deal of relief. Apply today!
Sehat Insaf Cards are available to residents of Khyber Pakhtunkhwa (KPK), Punjab, Balochistan, Azad Kashmir, Gilgit Baltistan (GB), Islamabad, and Sindh.
You can find a step-by-step guide to applying for a Sehat Card on GRAANA.com, Pakistan’s smartest property portal.
What is Sehat Insaf Card/Sehat Sahulat Program?
In addition to improving Pakistan’s health policies and social welfare, the Sehat Sahulat Program is a great step in the right direction. The law provides a clear path for identified underprivileged citizens across the country to obtain their deserved medical health care in a prompt and dignified manner regardless of their financial state.
Insaf Card holders will be able to use the service after they receive a Sehat Insaf Card. Currently, only hospital patients are eligible for the program, which does not cover outpatient services.
The Objective of the Sehat Sahulat Program
Despite the fact that the PTI government believes that every citizen is entitled to basic health services, the majority do not have access to these services due to their financial hardship.
For this reason, the federal government came up with the Sehat Card Scheme/Sehat Sahulat Program.
With the Sehat Card scheme, the SSP aims to make it easier for the poor to access quality medical health care services, and the statistics received so far show that the government has succeeded in meeting this objective.
Sehat Card Information | Eligibility Criteria and Registration Process
Citizens will need to sign up for the program before they can take advantage of the SSP. However, they must check if they are eligible for the Sehat Insaf Card before registering.
Two methods are available for checking eligibility.
- To send an SMS to the Sehat Insaf Card number
- To check online, visit the Official Website
Registration method #1: Send SMS to Sehat Insaf Card Number
Simply text your National Identity Card number to Sehat Card SMS number 8500 to check your eligibility for the SSP program.
Registration method #2: Check Online Via Official Website
- You can check your eligibility by visiting https://www.pmhealthprogram.gov.pk/check-your-eligibility/
- On the right hand side of the page, your CNIC needs to be typed in.
- Enter your CNIC after writing it.
What Does the Sehat Insaf Card Cover?
The Sehat Card program offers two treatment packages for its beneficiaries. The details of the programs are listed below.
- Educating the Young
- Priority of Treatment
| Sehat Card Packages | Secondary Care | Priority Treatment |
| Initial Coverage | Rs60,000 /family/year | Rs300,000 /family/year |
| Additional Coverage | Rs60,000 /family/year | Rs300,000 /family/year |
| Total Coverage | Rs720,000 /family/year | |
Secondary Care
There are two types of coverage: initial coverage and additional coverage.
- Surgical and medical procedures performed on patients.
- Admission to an emergency room is required.
- Women’s health services (normal delivery and cesarean delivery).
- Prenatal Checkup / Maternity Consultancy (4 prenatal appointments and 1 postnatal appointment).
- Nutrition, immunization, and family planning services.
- Trauma / Fractures.
- Hospitalization post-discharge.
- Transport costs of Rs1,000 (twice a year).
- Providing transportation to hospitals that provide tertiary care.
Priority Treatment
As with the priority disease treatment package, there are two packages: an initial package with Rs300,000 coverage per year for a family, and an additional package with Rs300,000 coverage per year.
- Surgical and medical procedures performed on patients.
- (Angioplasty/bypass) Heart diseases.
- Completion of the Diabetes Mellitus course.
- Burns and RTA (Lifesaving Treatment, Implants, Prostheses).
- Dialysis for end-stage kidney disease.
- Hepatitis, HIV, and rheumatology are chronic infections.
- Insufficiency of the liver, kidneys, heart, and lungs.
- Chemotherapy, radiotherapy, and surgery are cancer treatments.
- During this procedure, a neurosurgeon is involved.
How to apply for Sehat Card?
These simple steps will help you align with the Sehat Card process.
Step 1: Register yourself.
Verification Message for Registration of Sehat Card, (Source, Sehat Sahulat Program Website)
You will receive the Sehat Insaf Card/Qaumi Sehat Card after you have verified your eligibility and completed the registration process.
Your district has established a Card Distribution Centre where you can pick up the Sehat Card.
Step 2: Determine the empanelled hospitals for Sehat Sahulat Program
Determine which hospitals have been authorized to participate in the Sehat Sahulat Program after receiving the card.
When you visit the hospital, bring these documents with you:
- /Sehat Insaf Card/
- The original CNIC
- Child Treatment B-Form
Step 3: Approach the Sehat Sahulat Program representative counter
A representative of the Sehat Sahulat Program will be able to help you if you require further assistance after reaching the empanelled hospital.
In addition to verifying your Sehat Insaf/Qaumi Sehat card, the staff will further guide you through the appropriate treatment departments.
If you are admitted to the hospital, the cost of treatment will be deducted from your Sehat Insaf Card/Qaumi Sehat Card.
Hospitalization is only required for those who can take advantage of this service.
Insaf Sehat Card Hospital List
On the website of State Life, you will find a list of public and private hospitals in Pakistan that have been empanelled.
List of hospitals empanelled in Punjab, including those in Rawalpindi, Islamabad, and other major cities.
| City | Hospital | Type | Address |
| Islamabad | Riphah International Hospital | Private Hospital | Opposite Gate 7 DHA Phase II, Sector K, Expressway, Islamabad |
| Rawalpindi | Rawalpindi Institute of Cardiology | Public Hospital | Main Rawal Road Rawalpindi |
| Faisalabad | Tehsil Headquarter Hospital, Jaranwala, Faisalabad | Public Hospital | Nankana Road, Near Police Station, City, Jaranwala, District Faisalabad |
| Gujranwala | Al-Shifa Eye Hospital Gujranwala | Private Hospital | Near Income Tax Office G.T Road, District Gujranwala |
| Lahore | Ayesha Hospital | Private Hospital | E-309 Nishtar Colony Lahore Cantt |
| Mianwali | Mianwali Hospital Complex | Private Hospital | Ballo, Khel Road, Mianwali |
| Multan | Al Huda Medical Centre | Private Hospital | Nishtar Road Multan |
| Sialkot | THQ Hospital, Sambrial | Public Hospital | Sambrial, Sialkot |
Provide Government With Your Feedback About SSP
Those who wish to provide feedback on the Sehat Card program can contact the following number.
The phone number is 0800-09009
On the website, there is a complaint form where you can submit your feedback.
After you have received treatment from the hospital, SSP staff will contact you for feedback.
As of now, the Sehat Sahulat Program is only available to Punjab residents. The card is also only valid for indoor medical services, and it cannot be used to withdraw money. In this blog, you should have found answers to your questions regarding the Sehat Card scheme.
You can apply for Sehat Card in Pakistan by reading this blog.